Title Insurance in the Tri-Cities

When you purchase real estate, you’re not just buying land or a building—you’re also buying the legal rights to that property. But what if there’s a hidden issue with the title? That’s where title insurance comes in.

At Passport Title TN in Johnson City, we provide comprehensive title insurance to protect both buyers and lenders from unexpected issues that could threaten property ownership. From unpaid taxes and undisclosed liens to clerical errors or forged documents, title insurance offers financial protection and peace of mind for years to come.

Title insurance is a one-time purchase that safeguards your real estate investment by covering financial losses related to defects in the property’s title. Unlike other types of insurance that protect against future events, title insurance protects you from past issues that were unknown at the time of closing.

Some common problems that title insurance covers include:

• Unpaid property taxes or utility bills
   
• Outstanding liens or judgments
   
• Forged signatures on prior deeds
   
• Undisclosed or missing heirs
   
• Recording or clerical errors
   
• Boundary or survey disputes
   
• Invalid power of attorney or ownership transfers
   

These issues might not be discovered until after the transaction has closed—when it could be too late to protect your investment without costly legal battles.

No matter how thorough the title examination is, some issues simply can’t be uncovered in advance. For example, a forged deed in the past may not show up in public records, but could resurface as a legal claim years later. Without title insurance, you could be responsible for covering legal fees or even lose your claim to the property.

Title insurance acts as a financial safety net, ensuring that you’re not left vulnerable to someone else’s mistake—or deception.

At Passport Title TN, we make the title insurance process simple, clear, and fully integrated with your closing.

Here’s what we do:

1. Conduct a full title examination to identify and resolve known issues before closing
    
2. Prepare a title commitment that outlines any existing encumbrances or exceptions
    
3. Issue your title insurance policy upon completion of a clean or insurable title
    
4. Provide you with continued support—even after closing—if questions or claims arise
    

We partner with trusted national underwriters to ensure your policy is backed by strong financial resources and responsive claims handling.

When it comes to protecting your investment, experience and trust matter. At our Johnson City office, we bring local knowledge and personalized service to every transaction.

Clients choose us because we offer:

🛡️ Trusted partnerships with top-rated title insurance underwriters
 

📋 Accurate, timely policy issuance
 

💬 Clear, responsive communication at every step
 

🏠 Deep understanding of Tennessee title practices
 

🔗 Seamless coordination with our escrow and closing services
 

Whether you're a first-time homebuyer or a seasoned investor, we’ll make sure your title is protected—now and in the future.

Our team proudly serves Johnson City and surrounding communities including Kingsport, Bristol (TN/VA), Elizabethton, and Greeneville. We also assist clients with out-of-state transactions in Virginia and nearby regions.

Our office is located at 3201 Bristol Highway, Suite 7, Johnson City, TN, and we’re always just a phone call or email away.